Personal loans with no fees, ever. Pay down higher-interest debt with a fixed-rate personal loan from Level Financing. Level Debt is partnering with Premlo Loans, an affiliate of GRT, to assist in servicing loans to our clients. Loan requests of $10,000 or more are determined by having a credit score of 670 or higher, a clean credit history, no late payments, no derogatory marks within the last three years, and $5,000 or more monthly individual income with a verifiable income source. Available in all 50 states.